Sleek 3D render of an employee digital wallet interface, displaying a programmable digital rupee token with an emerald green glow, dark navy background, glassmorphism elements, isometric perspective. Focus on clarity and secure transaction details. No text.
Sleek 3D render of an employee digital wallet interface, displaying a programmable digital rupee token with an emerald green glow, dark navy background, glassmorphism elements, isometric perspective. Focus on clarity and secure transaction details. No text.
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Corporate Benefits

Automated Allowances. Intelligent Spending.

Kubbera transforms employee benefits into secure, programmable digital transactions. Define spending rules, eliminate fraud, and gain real-time oversight on every rupee.

Purpose-Bound Funds

Tailored Employee Benefits

Allocate digital rupees with embedded rules for specific categories. Ensure funds are utilized as intended, reducing administrative overhead and misuse.

Meal Benefits

Fuel Allowance

Learning & Dev

Medical Care

Funds for food, restricted to approved vendors and categories.

Dedicated digital rupees for commuting, with geo-fencing options.

Support continuous education, ensuring spend on approved courses.

Secure allocation for health expenses, with policy-based controls.

Streamlined Operations

Automated Disbursement Process

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Define Rules

Issue CBDC

Employee Spend

Real-time Audit

Institution logs into Kubbera portal to set specific programmable rules for benefits.

Kubbera converts payment requests into programmable digital rupees, issued via bank APIs.

Employees receive digital rupees in their wallets, spending within defined policy bounds.

Merchant validates rules instantly, and the dashboard updates for full compliance.

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Empower Workforce with Intelligent Funds

Transition to a leakage-free, policy-controlled system that ensures every digital rupee serves its intended purpose. Request a pilot to see Kubbera in action.