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Academic Foundation

Pioneering Programmable Money Research

Kubbera's deep research collaboration with IIT Madras drives the future of CBDC, ensuring our platform is built on cutting-edge financial technology and academic rigor.

Our Visionaries

Led by Academic & Fintech Innovators

Prof. M. Themozhi

Sankara Narayanan V

Research Advisor, IIT Madras. Expertise in Financial Technologies, Digital Payments, and Distributed Systems.

Founder, MS Entrepreneurship Student, IIT Madras. Specializing in CBDC, Programmable Money, and Enterprise Fintech.

Our Journey

From Concept to Integration

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Research Initiated

Enterprise Portal Developed

Programmable Rules Engine

Corporate Benefit Framework

Foundation laid for core programmable CBDC concepts and architecture.

Secure platform for institutional clients to manage digital transactions.

Advanced engine enabling policy-bound money flows.

Solutions for automated employee allowances and disbursements.

Collaborative Ecosystem

Building the Future Together

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Shape the Future of Digital Money

Join Kubbera in pioneering programmable CBDC solutions. Partner with our research team or request a demo to explore collaborative opportunities.